Job Posting Title Credit Policy Risk Execution - Ciudad de México - Citi

Citi

Empresa verificada

Ciudad de México

hace 2 semanas

Publicado por:

Rodrigo Fernández

Reclutador de talento para beBee

Descripción

Responsibilities:

Responsibility covers managing portfolio risk policy for the aligned products, focusing on growing and maintaining healthy portfolios through line and various accounts maintenance programs such as limit increase/ decrease, accounts renewals/ closure, crossselling between products
Manage merchant policy for Cards product, focusing on healthy merchant business through managed exposure and governing of merchant acquiring policy
Manage 3rd party exposure and key money policy (as applicable), ensuring controllable exposure according to risk appetite
Work together with counterparts from Business, Sales, Credit Operations, Decision Management, Operations & Technology to ensure correct policy implementation at an operational level
Interact with regional counterparts for policy approval and adherence to Global/Regional Policy requirement
Provide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewards
Work together with the Risk MIS team, in charge of Credit Risk Reporting and Portfolio Quality Review Reporting, as well as facilitating adhoc reporting as needed
Responsible for reporting and accuracy of critical portfolio data returns to the Bank's key regulators
Responsible for the regular validation as well as new development of the portfolio score & segmentation models through collaboration with regional and global risk analytics team

Qualifications:

610 years experience in Statistics/Analytics/Decision Management will be desirable
Highly ethical and with integrity
Excellent verbal and written English communication skills
Effective listening skills
Able to work across levels in risk management and also with other operations and business teams
Excellent Presentation skills adept at presenting effectively to audiences of various sizes and adapting style as necessary
Able to identify and influence key decision makers across various levels and functions within the organization
Able to work in a rapidly changing external environment and support business in a highly competitive and challenging market

Education:

Bachelor's/University degree, Master's degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Other requirements:

Expertise in consumer portfolios (5 yrs +)
English (desirable not mandatory)

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Job Family Group:

Risk Management

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Job Family:

Risk Policy

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Time Type:

Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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