Risk Policy Group Manager - Ciudad de México - Citi

Citi

Empresa verificada

Ciudad de México

hace 2 semanas

Publicado por:

Rodrigo Fernández

Reclutador de talento para beBee

Descripción

The Risk Policy Group Manager is accountable for management of complex/critical/large professional disciplinary areas. Leads and directs a team of professionals.

Requires a comprehensive understanding of multiple areas within a function and how they interact in order to achieve the objectives of the function.

Applies in-depth understanding of the business impact of technical contributions. Strong commercial awareness is a necessity. Generally accountable for delivery of a full range of services to one or more businesses/ geographic regions. Excellent communication skills required in order to negotiate internally, often at a senior level. Some external communication may be necessary. Accountable for the end results of an area. Exercises control over resources, policy formulation and planning. Primarily affects a sub-function. Involved in short
- to medium-term planning of actions and resources for own area. Full management responsibility of a team or multiple teams, including management of people, budget and planning, to include performance evaluation, compensation, hiring, disciplinary actions and terminations and budget approval.

Responsibilities:

Responsible for managing all aspects of their assigned global and more complex review entities including the execution of Business Monitoring and Reviews in accordance with the Fundamental Credit Review (FCR) Manual.
Monitor and evaluate portfolios, strategies, and credit risks.
Assess the effectiveness of credit risk controls of assigned businesses.
Propose pragmatic solutions to risk and control issues; maintain ongoing contact with an entity through Business Monitoring and corrective action followup.
Develop and maintain the Fundamental Credit Review Plan ("FCRP") document, Sample Rationale Document ("SRD"), and other relevant FCR documents.
Manage global and more complex FCR Review Entities of consumer portfolios
Assess quality of assigned portfolios, including identification and evaluation of emerging risks
Assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
Review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
Assess business/risk staffing models to ensure appropriate resources for assigned entities
Ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from FCR Reviews or Business Monitoring
Ensure that FCR documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
Assists the FCR Region Head on regional and/or global tasks
Keep FCR senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
Aids Quality Assurance activities as Subject Matter Expert
Support inBusiness Risk to continuously upgrade risk management tools/analytics and processes by provide strategy consulting where appropriate and required by countries and encourage "Best Practices" sharing across the countries in the Region in workshops, meetings and daytoday processes. When needed, leverage on available expertise in Asia and/or globally.
Monitor production credit system performance and coordinate with appropriate parties to provide resolution of production problems associated with credit systems as raised by countries in the Region

Qualifications:

10+ years experience in Policies/Analytics/Decision Management
Thinks and makes decisions in high risk scenarios, appropriately assessing a situation based on available data, experience, intuition, and judgment
Good project management skills
Able to interface with various levels of management in Global/Region/Business and across functions
Knowledge in consumer risk management credit cycle processes and asset product operations
Maintain effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining autonomous views

Education:

Bachelor's/University degree, Master's degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

The Collection Credit Portfolio Group Manager is a management position in charge of ensuring that all Collections Risk strategies, initiatives and projects are fully assessed and aligned with local and global policies and regulations.

The general objective of this function is to ensure full compliance with all regulatory requirements, corporate and local policies that are related to Collections, as well to maintain a strong control environment.

This position w