Underwriter - Ciudad de México - Citi

Citi

Empresa verificada

Ciudad de México

hace 1 semana

Publicado por:

Rodrigo Fernández

Reclutador de talento para beBee

Descripción

Responsibilities:

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.
Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.
Perform credit and personal financial statement analysis on individuals, guarantors, and coborrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.
Perform industry and geographical research and other due diligence as needed.
Maintain a solid understanding of Citibank products and services within Small Business/Commercial Banking and the broader organization.
Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.
Other duties as required to support business unit and company goals.

Qualifications:

25 years relevant experience
Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
Must be highly organized and able to work in a fastpaced environment managing multiple projects and possess effective.
Interpersonal, organizational and analytic skills.

Education:

Bachelor's/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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